If you feel clueless about buying a car, which most people are, then I would highly suggest buying Don't Get Taken Everytimeby Remar Sutton. It's a great book that explains dealership gimmicks and tactics used to confuse consumers. It will help you understand the mindset of an auto salesman and dealership, and make you an informed car buyer. I had heard of some of the tactics in the book before, but the things that some dealerships do is eye-opening! If you get the book be sure to read as much as you can. However, it is long so I would pick and choose which chapters apply to you. I wouldn't even think about buying a car unless you read Don't Get Taken Everytime!
Maybe you've past by a local Credit Union or heard from a friend about Credit Unions they use. If you are going to be financing a new or used car, then I would definitely join a Credit Union.
Financing through a Credit Union is always better than using a bank or dealership. For buying a used or new car Credit Unions are the only option I suggest. As my brother Aaron found when going to his Credit Union, the rate he was given was much better than any bank he went to. Also the rates for used cars are the same for new cars. At a a bank you might get quoted a new car loan at 5%, while used car loans are 10%. A Credit Union would charge you 5% for new or used cars.
Credit Unions have many advantages as well. They are actually non-profit and owned by the members not stockholders. They are typically small and customer oriented. Credit Unions offer great rates on other services and products. Typically your work will be affiliated with a Credit Union, so ask there first. You can look a Credit Union up in your area with the CUNA Credit Union Finder.
It's been hot for last few weeks! Sufficient time to test the Adams Auto Advice DIY Sunshade. My Stepdad has reported that it has been working well in his Volvo S40, and fits quite well. It keeps the car cooler, and is a great talking point with people. I was actually surprised by how well it seemed to work. I encourage others to make their own DIY Sunshade. Your car's interior will appreciate it more than you will!
If you want to have a little fun, you can make you own Sunshade. I made one today, and it came out pretty well. It only took me a few minutes.
Here is what you'll need:
Heavy Duty Aluminum Foil
Cardboard or Cardboard Box
I'd measure your windshield and see how big a piece of Cardboard you might need in your car. I just cut a section of an old moving box we had in the basement.
Stretch the Aluminum Foil over the cardboard. The Aluminum Foil fit well over the piece of cardboard box I cut. Remember to have the Shinier side facing outward, since it will be more effective. If your piece is large, try to cut and position the Foil to cover the spare areas.
Use the Duck Tape and tape up the back. I'd also suggest back-taping the flat areas of the Aluminum Foil.
Put it in your Car!
I'd suggest using Heavy Duty Aluminum Foil, because the normal type will most likely ripe. Also, if you don't already have these materials lying around, it's probably better to just buy a Sunshade. Of course, I had a lot of fun making mine! These pictures should help you make your own DIY Sunshade.
Since it's Summer I'm sure you've experienced getting into your hot car, when it's been sitting out in the sun all day. Well there's a simple solution to this … Sunshades.
Sunshades are something I bet you've seen in lots of other peoples cars. I'm sure in a store you've considered getting one. Sunshades are worth the money during the brutal parts of Summer. They keep your car much cooler. I wouldn't say the claimed “44 degrees” on sunshades labels is accurate. It's definitely at least 10 degrees, probably more. That doesn't seem like a lot, but that's the difference between being unbearable in your car and warm. They help not only reflect sunlight out, but give the car shade.
If you want to buy one for your car they are available in all sorts of big-box stores, convenience stores. and auto parts stores. They sell for about $10. I wouldn't buy a Sunshade at those stores though! They are available at Dollar Stores, and usually sell for about $3.
Below are Sunshades we've had for years. They've lasted a long time, and work well. I personally prefer these Panel Sunshades, to those Fold-Up Accordion type. The Panels can fit easily under a seat.